Fee Structure & Calculator
See exactly what buyers pay, what sellers net, and what StoneFjord keeps — for every listing type.
StoneFjord uses a dual-sided fee model — both the buyer and seller pay a small platform fee. Stripe payment processing fees are absorbed by the seller (Market & Services) or the buyer (Events). Use the calculator below to explore any scenario.
All price points — standard listing
| Price | Bob nets | Sarah pays | SF keeps |
|---|---|---|---|
| $25 | $22.73 | $26.25 | $2.50 |
| $50 | $45.75 | $52.50 | $5.00 |
| $100 | $91.80 | $105.00 | $10.00 |
| $150 | $137.85 | $157.50 | $15.00 |
| $200 | $183.90 | $210.00 | $20.00 |
| $300 | $276.00 | $315.00 | $30.00 |
| $500 | $460.20 | $525.00 | $50.00 |
All fee rates at a glance
| Category | Seller pays | Buyer pays | Promoted add-on | Stripe on |
|---|---|---|---|---|
| Local Market | 5% + Stripe | 5% | +3% seller | Seller |
| Local Services | 7.5% + Stripe | 7.5% | +3% seller | Seller |
| Local Events | 7.5% | 7.5% + Stripe | +3% seller | Buyer |
| Gift Cards | 5% + Stripe | — | — | Buyer |
Stripe's standard processing fee is 2.9% + $0.30 per transaction. StoneFjord passes this through at cost — we don't mark it up.
How StoneFjord compares
Competitor figures represent the average effective rate across major platforms in each category — including payment processing where applicable.
Local Market vs. Competitors
| Platform | Seller fee | Buyer fee | Listing fee | Payment processing | Total take |
|---|---|---|---|---|---|
| StoneFjord us | 5% | 5% | Free | On seller (2.9% + $0.30) | ~13.2% total |
| Industry average | ~11.5% | ~0% | $0.20–$0.40/listing | Included or on seller | ~11.5–13% |
The industry average reflects major online goods marketplaces. Unlike competitors, StoneFjord charges no per-listing fee and splits the platform fee between buyer and seller — keeping your listed price competitive while generating sustainable revenue for the platform.
Local Services vs. Competitors
| Platform | Seller fee | Buyer fee | Listing fee | Payment processing | Total take |
|---|---|---|---|---|---|
| StoneFjord us | 7.5% | 7.5% | $0.30 one-time | On seller (2.9% + $0.30) | ~18.2% total |
| Industry average | ~17% | ~3% | Free or per-lead fee | Included | ~20% |
The industry average reflects major service marketplaces including both commission-based and pay-per-lead platforms. On StoneFjord, providers only pay when a job is completed — no lead fees, no bidding credits, no monthly subscription required.
Local Events vs. Competitors
| Platform | Organizer fee | Buyer fee | Listing fee | Payment processing | Total take |
|---|---|---|---|---|---|
| StoneFjord us | 7.5% | 7.5% | $2.99/month | On buyer (2.9% + $0.30) | ~18% total |
| Industry average | ~12% | ~18% | Free or negotiated | Included or on buyer | ~30% |
The industry average reflects major ticketing and event platforms. Buyer fees in this category are notoriously high — averaging ~18% across platforms, with some charging 25–30%+ on high-demand events. StoneFjord's flat 7.5% buyer fee is transparent, predictable, and disclosed before checkout.